Remortgage
A remortgage may seem like a straightforward matter to many clients but the likelihood is that you’ll need the same support and assistance as when you first purchased your home.
Thankfully the process is much smoother as we don’t have the concern of a property purchase. 'Norcutt Mortgages' are aware that people's circumstances and requirements tend to change over time, this is why we take a full review of your current situation and fully discuss your needs to ensure we recommend the perfect mortgage to you. Whether this be a pound for pound remortgage, a product transfer with your current lender, capital raising to repay outstanding debts or make some home improvements.
Remortgage
When discussing a remortgage with clients it’s easy to assume you’ll know what you want but, if this is your first remortgage chances are you’ll need just as much help as you did when you first purchased your home.
Fortunately the process is much smoother as we don’t have to worry about the purchase of a property this time however, peoples circumstances change over time and your needs may have too. This is why we review your circumstances in full to ensure we recommend the perfect mortgage to you. Whether this be a pound for pound remortgage, a product transfer with your current lender, capital raising to repay outstanding debts or make some home improvements. We will discuss your needs in full to make sure the right mortgage is recommended.
Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage, you should think carefully before securing other debts against your home. There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service https://www.moneyadviceservice.org.uk/en/tools/debt-advice-locator these services may be more suitable for you.